/* ============================================================
   GOLDEN COIN COMPANY — style.css
   ============================================================ */

/* --- Reset & Base --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --gold:        #B8972A;
  --gold-light:  #D4AF37;
  --gold-pale:   #F5EDD6;
  --dark:        #1A1610;
  --dark-mid:    #2C2416;
  --mid:         #5A4E38;
  --text:        #3A3228;
  --text-muted:  #7A6E60;
  --bg:          #FDFAF4;
  --white:       #FFFFFF;
  --border:      #E8DFC8;
  --radius:      12px;
  --radius-lg:   20px;
  --shadow-sm:   0 2px 8px rgba(0,0,0,0.06);
  --shadow-md:   0 8px 32px rgba(0,0,0,0.10);
  --shadow-lg:   0 24px 64px rgba(0,0,0,0.14);
  --font-serif:  'Cormorant Garamond', Georgia, serif;
  --font-sans:   'Inter', system-ui, sans-serif;
  --max-w:       1160px;
  --section-pad: 96px;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-sans);
  font-size: 16px;
  line-height: 1.7;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}

/* --- Utilities --- */
.container {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 24px;
}

.section { padding: var(--section-pad) 0; }

.section-label {
  font-family: var(--font-sans);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 12px;
  display: block;
}

.section-header {
  text-align: center;
  max-width: 580px;
  margin: 0 auto 60px;
}
.section-header.light h2,
.section-header.light .section-label { color: var(--white); }
.section-header.light h2 { color: var(--white); }
.section-header.light .section-intro { color: rgba(255,255,255,0.7); }

.section-intro {
  font-size: 17px;
  color: var(--text-muted);
  margin-top: 12px;
}

h1, h2, h3 {
  font-family: var(--font-serif);
  font-weight: 400;
  line-height: 1.2;
  color: var(--dark);
}
h2 { font-size: clamp(32px, 5vw, 52px); }
h3 { font-size: 22px; }

p { color: var(--text-muted); margin-bottom: 16px; }
p:last-child { margin-bottom: 0; }

a { color: var(--gold); text-decoration: none; }
a:hover { text-decoration: underline; }

/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 14px 32px;
  border-radius: 6px;
  font-family: var(--font-sans);
  font-size: 14px;
  font-weight: 500;
  letter-spacing: 0.04em;
  cursor: pointer;
  transition: all 0.2s ease;
  border: none;
  text-decoration: none;
}
.btn-gold {
  background: var(--gold);
  color: var(--white);
}
.btn-gold:hover { background: var(--gold-light); color: var(--white); text-decoration: none; transform: translateY(-1px); box-shadow: 0 6px 20px rgba(184,151,42,0.35); }
.btn-ghost {
  background: transparent;
  color: var(--white);
  border: 1px solid rgba(255,255,255,0.4);
}
.btn-ghost:hover { background: rgba(255,255,255,0.1); color: var(--white); text-decoration: none; }
.btn-full { width: 100%; }

/* ============================================================
   HEADER
   ============================================================ */
.site-header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  background: transparent;
  transition: background 0.3s, box-shadow 0.3s;
}
.site-header.scrolled {
  background: rgba(26,22,16,0.96);
  backdrop-filter: blur(12px);
  box-shadow: 0 2px 24px rgba(0,0,0,0.3);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
  gap: 24px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}
.logo-mark {
  font-size: 22px;
  color: var(--gold-light);
  line-height: 1;
}
.logo-text {
  display: flex;
  flex-direction: column;
  gap: 1px;
}
.logo-main {
  font-family: var(--font-serif);
  font-size: 19px;
  font-weight: 600;
  color: var(--white);
  line-height: 1.1;
}
.logo-sub {
  font-size: 10px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold);
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 32px;
}
.main-nav a {
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.05em;
  color: rgba(255,255,255,0.82);
  text-decoration: none;
  transition: color 0.2s;
}
.main-nav a:hover { color: var(--gold-light); }
.main-nav a.active { color: var(--gold-light); border-bottom: 2px solid var(--gold); padding-bottom: 2px; }
.nav-cta {
  background: var(--gold) !important;
  color: var(--white) !important;
  padding: 8px 20px;
  border-radius: 6px;
  font-size: 13px !important;
  transition: background 0.2s !important;
}
.nav-cta:hover { background: var(--gold-light) !important; }

/* Hamburger */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all 0.3s;
}
.hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.mobile-nav {
  display: none;
  flex-direction: column;
  background: rgba(26,22,16,0.98);
  backdrop-filter: blur(12px);
  padding: 16px 24px 24px;
  gap: 4px;
}
.mobile-nav a {
  font-size: 16px;
  color: rgba(255,255,255,0.85);
  padding: 12px 0;
  border-bottom: 1px solid rgba(255,255,255,0.07);
  text-decoration: none;
}
.mobile-nav a:last-child { border-bottom: none; }
.mobile-nav.open { display: flex; }

/* ============================================================
   HERO
   ============================================================ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(135deg, rgba(26,22,16,0.92) 0%, rgba(44,36,22,0.85) 60%, rgba(26,22,16,0.9) 100%),
    url('img/zlataky-cz-bN3KYPiAd8k-unsplash.jpg') center/cover no-repeat;
  background-color: var(--dark);
}
.hero-bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 70% 50%, rgba(184,151,42,0.12) 0%, transparent 60%);
}

.hero-content {
  position: relative;
  z-index: 2;
  padding-top: 100px;
  padding-bottom: 80px;
  max-width: 680px;
}

.hero-eyebrow {
  font-size: 12px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 24px;
  font-weight: 500;
}

.hero-headline {
  font-family: var(--font-serif);
  font-size: clamp(52px, 8vw, 88px);
  font-weight: 300;
  line-height: 1.05;
  color: var(--white);
  margin-bottom: 24px;
}
.hero-headline em {
  font-style: italic;
  color: var(--gold-light);
}

.hero-sub {
  font-size: 18px;
  line-height: 1.7;
  color: rgba(255,255,255,0.7);
  margin-bottom: 40px;
  max-width: 520px;
}

.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.hero-scroll-indicator {
  position: absolute;
  bottom: 36px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 2;
}
.hero-scroll-indicator span {
  display: block;
  width: 1px;
  height: 56px;
  background: linear-gradient(to bottom, transparent, rgba(184,151,42,0.6));
  margin: 0 auto;
  animation: scrollLine 2s ease-in-out infinite;
}
@keyframes scrollLine {
  0%, 100% { opacity: 0; transform: scaleY(0); transform-origin: top; }
  50% { opacity: 1; transform: scaleY(1); transform-origin: top; }
}

/* ============================================================
   TRUST BAR
   ============================================================ */
.trust-bar {
  background: var(--dark-mid);
  border-top: 1px solid rgba(184,151,42,0.2);
  border-bottom: 1px solid rgba(184,151,42,0.2);
  padding: 28px 0;
}

.trust-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 32px;
  font-size: 13px;
  color: rgba(255,255,255,0.8);
  line-height: 1.4;
  opacity: 0;
  transition: opacity 0.5s ease;
}
.trust-item.visible { opacity: 1; }
.trust-item small { font-size: 11px; color: rgba(255,255,255,0.5); }
.trust-icon { font-size: 20px; }

.trust-divider {
  width: 1px;
  height: 36px;
  background: rgba(255,255,255,0.12);
}

/* ============================================================
   ABOUT
   ============================================================ */
.about { background: var(--bg); }

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 80px;
  align-items: center;
}

.about-visual {
  display: flex;
  justify-content: center;
  align-items: center;
}

.coin-graphic {
  position: relative;
  width: 280px;
  height: 280px;
}

.coin-outer {
  width: 280px;
  height: 280px;
  border-radius: 50%;
  background: linear-gradient(145deg, #D4AF37 0%, #8B6914 40%, #D4AF37 70%, #A07820 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow:
    0 0 0 6px #B8972A,
    0 0 0 10px rgba(184,151,42,0.15),
    var(--shadow-lg);
  position: relative;
  z-index: 1;
}

.coin-inner {
  width: 220px;
  height: 220px;
  border-radius: 50%;
  background: linear-gradient(145deg, #C9A227 0%, #7A5C10 50%, #C9A227 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  border: 3px solid rgba(255,255,255,0.15);
}

.coin-symbol {
  font-family: var(--font-serif);
  font-size: 96px;
  color: rgba(255,255,255,0.9);
  font-weight: 300;
  text-shadow: 0 2px 8px rgba(0,0,0,0.3);
  line-height: 1;
}

.coin-shadow {
  position: absolute;
  bottom: -20px;
  left: 50%;
  transform: translateX(-50%);
  width: 200px;
  height: 24px;
  background: radial-gradient(ellipse, rgba(0,0,0,0.25) 0%, transparent 70%);
  z-index: 0;
}

.about-content h2 { margin-bottom: 20px; }
.about-content p { font-size: 16px; }

.about-card {
  margin-top: 32px;
  padding: 20px 24px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
}

.about-card-inner {
  display: flex;
  align-items: center;
  gap: 16px;
}

.about-photo {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid var(--gold-pale);
}

.about-photo-placeholder {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  color: white;
  font-family: var(--font-serif);
  font-size: 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.about-card-inner > div:last-child {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.about-card-inner strong {
  font-family: var(--font-serif);
  font-size: 17px;
  color: var(--dark);
}
.about-card-inner span {
  font-size: 12px;
  color: var(--text-muted);
}

/* ============================================================
   SERVICES
   ============================================================ */
.services { background: var(--white); }

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.service-card {
  padding: 36px 28px;
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  transition: all 0.3s ease;
  opacity: 0;
  transform: translateY(16px);
}
.service-card.visible {
  opacity: 1;
  transform: translateY(0);
}
.service-card:hover {
  border-color: var(--gold);
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.service-icon {
  font-family: var(--font-serif);
  font-size: 28px;
  font-weight: 600;
  color: var(--gold);
  margin-bottom: 16px;
  line-height: 1;
}

.service-card h3 {
  font-size: 20px;
  margin-bottom: 10px;
  color: var(--dark);
}
.service-card p { font-size: 14px; margin: 0; }

/* ============================================================
   WHY US
   ============================================================ */
.why {
  background: var(--dark);
  position: relative;
  overflow: hidden;
}
.why::before {
  content: '';
  position: absolute;
  top: -100px; right: -100px;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(184,151,42,0.08) 0%, transparent 70%);
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 48px 64px;
}

.why-item {
  opacity: 0;
  transform: translateY(16px);
  transition: all 0.4s ease;
}
.why-item.visible { opacity: 1; transform: translateY(0); }

.why-num {
  font-family: var(--font-serif);
  font-size: 48px;
  color: rgba(184,151,42,0.25);
  font-weight: 300;
  line-height: 1;
  margin-bottom: 12px;
}

.why-item h3 {
  color: var(--white);
  font-size: 22px;
  margin-bottom: 10px;
}
.why-item p { color: rgba(255,255,255,0.6); font-size: 15px; margin: 0; }

/* ============================================================
   CONTACT
   ============================================================ */
.contact { background: var(--bg); }

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 80px;
  align-items: start;
}

.contact-info h2 { margin-bottom: 16px; }
.contact-info > p { font-size: 16px; margin-bottom: 40px; }

.contact-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.contact-list li {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}

.contact-icon { font-size: 20px; margin-top: 2px; }

.contact-list div {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.contact-list strong {
  font-size: 11px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-muted);
  font-weight: 600;
}
.contact-list span,
.contact-list a {
  font-size: 16px;
  color: var(--text);
  line-height: 1.5;
}
.contact-list a:hover { color: var(--gold); }

/* Contact form */
.contact-form-wrap {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow-md);
}

.contact-form h3 {
  font-size: 24px;
  margin-bottom: 28px;
  color: var(--dark);
}

.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 6px;
}

.form-group input:not([type="checkbox"]),
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--border);
  border-radius: 8px;
  font-family: var(--font-sans);
  font-size: 15px;
  color: var(--text);
  background: var(--bg);
  transition: border-color 0.2s, box-shadow 0.2s;
  outline: none;
  appearance: none;
}
.form-group input[type="checkbox"] {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
  margin-top: 2px;
  cursor: pointer;
  accent-color: var(--gold);
}
.form-group input:not([type="checkbox"]):focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(184,151,42,0.12);
}
.form-group select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%237A6E60' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px;
}
.form-group textarea { resize: vertical; min-height: 100px; }

.form-note {
  font-size: 12px;
  color: var(--text-muted);
  text-align: center;
  margin-top: 12px;
  margin-bottom: 0;
}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer {
  background: var(--dark);
  border-top: 1px solid rgba(184,151,42,0.15);
  padding: 48px 0 40px;
}

.footer-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 28px;
  text-align: center;
}

.footer-brand {
  display: flex;
  align-items: center;
  gap: 14px;
}
.footer-brand .logo-mark { font-size: 24px; color: var(--gold); }
.footer-brand strong {
  font-family: var(--font-serif);
  font-size: 18px;
  color: var(--white);
  display: block;
}
.footer-brand small {
  font-size: 11px;
  color: rgba(255,255,255,0.4);
  letter-spacing: 0.05em;
}

.footer-nav {
  display: flex;
  gap: 32px;
  flex-wrap: wrap;
  justify-content: center;
}
.footer-nav a {
  font-size: 13px;
  color: rgba(255,255,255,0.55);
  transition: color 0.2s;
}
.footer-nav a:hover { color: var(--gold); text-decoration: none; }

.footer-legal {
  font-size: 12px;
  color: rgba(255,255,255,0.3);
  line-height: 1.7;
  margin: 0;
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 900px) {
  :root { --section-pad: 64px; }

  .main-nav { display: none; }
  .hamburger { display: flex; }

  .about-grid { grid-template-columns: 1fr; gap: 48px; }
  .about-visual { order: -1; }
  .coin-graphic { width: 200px; height: 200px; }
  .coin-outer { width: 200px; height: 200px; }
  .coin-inner { width: 158px; height: 158px; }
  .coin-symbol { font-size: 68px; }

  .services-grid { grid-template-columns: repeat(2, 1fr); }

  .why-grid { grid-template-columns: 1fr; gap: 36px; }

  .contact-grid { grid-template-columns: 1fr; gap: 48px; }
}

@media (max-width: 600px) {
  :root { --section-pad: 48px; }

  .services-grid { grid-template-columns: 1fr; }

  .trust-inner { gap: 0; }
  .trust-divider { display: none; }
  .trust-item { padding: 10px 16px; width: 50%; }

  .contact-form-wrap { padding: 28px 20px; }

  .hero-actions { flex-direction: column; }
  .hero-actions .btn { width: 100%; text-align: center; }
}

/* ============================================================
   SHARED INNER PAGE COMPONENTS
   ============================================================ */

/* --- Extra button variants --- */
.btn-outline {
  background: transparent;
  color: var(--gold);
  border: 1.5px solid var(--gold);
}
.btn-outline:hover { background: var(--gold); color: var(--white); text-decoration: none; }

.btn-outline-light {
  background: transparent;
  color: var(--white);
  border: 1.5px solid rgba(255,255,255,0.4);
  display: inline-flex;
  align-items: center;
  gap: 8px;
}
.btn-outline-light:hover { background: rgba(255,255,255,0.1); color: var(--white); text-decoration: none; }

/* --- Intro section (home) --- */
.intro-section { background: var(--bg); }
.intro-grid {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 80px;
  align-items: center;
}
.intro-visual { display: flex; justify-content: center; }
.intro-content h2 { margin-bottom: 20px; }
.intro-content p { font-size: 16px; }
.intro-content .btn { margin-top: 8px; }

/* --- CTA Band --- */
.cta-band { background: var(--dark-mid); border-top: 1px solid rgba(184,151,42,0.2); border-bottom: 1px solid rgba(184,151,42,0.2); }
.cta-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  flex-wrap: wrap;
}
.cta-inner h2 { color: var(--white); margin-bottom: 8px; font-size: clamp(24px, 4vw, 38px); }
.cta-inner p { color: rgba(255,255,255,0.65); margin: 0; }
.cta-actions { display: flex; gap: 16px; flex-wrap: wrap; flex-shrink: 0; }

/* --- Footer contact strip --- */
.footer-contact-strip {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
  justify-content: center;
  font-size: 13px;
  color: rgba(255,255,255,0.45);
}
.footer-contact-strip a { color: rgba(255,255,255,0.55); }
.footer-contact-strip a:hover { color: var(--gold); text-decoration: none; }

/* ============================================================
   PAGE HERO (inner pages)
   ============================================================ */
.page-hero {
  position: relative;
  padding: 160px 0 80px;
  overflow: hidden;
}
.page-hero-bg {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(135deg, rgba(26,22,16,0.96) 0%, rgba(44,36,22,0.92) 100%),
    url('img/zlataky-cz-bN3KYPiAd8k-unsplash.jpg') center/cover no-repeat;
  background-color: var(--dark);
}
.page-hero-bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 70% 50%, rgba(184,151,42,0.10) 0%, transparent 60%);
}
.page-hero-content {
  position: relative;
  z-index: 2;
  max-width: 680px;
}
.page-hero-content h1 {
  font-family: var(--font-serif);
  font-size: clamp(38px, 6vw, 64px);
  font-weight: 300;
  color: var(--white);
  margin-bottom: 16px;
}
.page-hero-content p {
  font-size: 18px;
  color: rgba(255,255,255,0.68);
  margin: 0;
}

/* ============================================================
   ABOUT PAGE
   ============================================================ */
.about-story-grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 80px;
  align-items: start;
}
.about-story-content h2 { margin-bottom: 20px; }
.lead-text {
  font-size: 18px;
  color: var(--text);
  line-height: 1.7;
  margin-bottom: 20px;
}

.monogram-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 36px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 20px;
  box-shadow: var(--shadow-md);
  margin-bottom: 24px;
}
.monogram-circle {
  width: 96px;
  height: 96px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  color: var(--white);
  font-family: var(--font-serif);
  font-size: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 20px rgba(184,151,42,0.35);
}
.monogram-label {
  display: flex;
  flex-direction: column;
  gap: 3px;
}
.monogram-label strong { font-family: var(--font-serif); font-size: 20px; color: var(--dark); }
.monogram-label span { font-size: 13px; color: var(--text-muted); }

.credential-badges {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.badge {
  display: flex;
  align-items: center;
  gap: 14px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 14px 18px;
  box-shadow: var(--shadow-sm);
}
.badge-icon { font-size: 22px; }
.badge strong { display: block; font-size: 14px; color: var(--dark); }
.badge small { font-size: 11px; color: var(--text-muted); }

/* Philosophy */
.philosophy-section { background: var(--bg); }
.philosophy-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
}
.philosophy-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  opacity: 0;
  transform: translateY(16px);
  transition: all 0.4s ease;
}
.philosophy-card.visible { opacity: 1; transform: translateY(0); }
.philosophy-card:hover { border-color: var(--gold); box-shadow: var(--shadow-md); }
.phil-icon { font-size: 32px; margin-bottom: 16px; }
.philosophy-card h3 { font-size: 21px; margin-bottom: 12px; color: var(--dark); }
.philosophy-card p { font-size: 15px; margin: 0; }

/* Team stats */
.team-section { background: var(--white); }
.team-values {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  text-align: center;
}
.team-value {
  opacity: 0;
  transform: translateY(16px);
  transition: all 0.4s ease;
  padding: 40px 24px;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: var(--bg);
}
.team-value.visible { opacity: 1; transform: translateY(0); }
.tv-num {
  display: block;
  font-family: var(--font-serif);
  font-size: 56px;
  font-weight: 300;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 12px;
}
.tv-label { font-size: 14px; color: var(--text-muted); line-height: 1.5; }

/* Credentials */
.credentials-section { background: var(--dark); }
.cred-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.cred-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(184,151,42,0.2);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  opacity: 0;
  transform: translateY(16px);
  transition: all 0.4s ease;
}
.cred-card.visible { opacity: 1; transform: translateY(0); }
.cred-icon { font-size: 36px; margin-bottom: 16px; }
.cred-card h3 { color: var(--white); font-size: 19px; margin-bottom: 12px; }
.cred-card p { color: rgba(255,255,255,0.6); font-size: 14px; }

/* ============================================================
   SERVICES PAGE
   ============================================================ */
.process-section { background: var(--bg); }
.process-steps {
  display: flex;
  flex-direction: column;
  gap: 0;
  max-width: 800px;
  margin: 0 auto;
}
.process-step {
  display: grid;
  grid-template-columns: 64px 1fr;
  gap: 28px;
  align-items: start;
  opacity: 0;
  transform: translateX(-16px);
  transition: all 0.4s ease;
}
.process-step.visible { opacity: 1; transform: translateX(0); }
.step-num {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--white);
  font-family: var(--font-serif);
  font-size: 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 4px 16px rgba(184,151,42,0.3);
}
.step-content { padding: 12px 0 40px; }
.step-content h3 { font-size: 22px; color: var(--dark); margin-bottom: 10px; }
.step-content p { font-size: 15px; margin: 0; }
.process-connector {
  width: 2px;
  height: 32px;
  background: linear-gradient(to bottom, var(--gold), rgba(184,151,42,0.2));
  margin-left: 27px;
}

/* Service detail sections */
.service-detail { padding: var(--section-pad) 0; }
.service-detail-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 64px;
  align-items: start;
}
.service-detail-grid.reverse { grid-template-columns: 1fr 1.3fr; }
.service-detail-grid.reverse .service-detail-content { order: 2; }
.service-detail-grid.reverse .service-detail-aside { order: 1; }

.service-detail-content h2 { margin: 12px 0 20px; }
.service-detail-content .lead-text { font-size: 17px; }

/* Metal tabs */
.metal-tabs {
  display: flex;
  gap: 8px;
  margin: 28px 0 20px;
  flex-wrap: wrap;
}
.metal-tab {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 10px 18px;
  border: 1.5px solid var(--border);
  border-radius: 8px;
  cursor: pointer;
  font-size: 14px;
  font-weight: 500;
  color: var(--text-muted);
  background: var(--white);
  transition: all 0.2s;
  user-select: none;
}
.metal-tab:hover { border-color: var(--gold); color: var(--gold); }
.metal-tab.active { border-color: var(--gold); background: var(--gold); color: var(--white); }
.tab-symbol { font-family: var(--font-serif); font-size: 16px; font-weight: 600; }

.tab-panels { margin-top: 4px; }
.tab-panel { display: none; }
.tab-panel.active { display: block; }
.tab-panel h4 { font-family: var(--font-serif); font-size: 22px; color: var(--dark); margin-bottom: 12px; }

.product-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-top: 12px;
}
.product-list li {
  font-size: 14px;
  color: var(--text-muted);
  padding-left: 20px;
  position: relative;
}
.product-list li::before {
  content: '✦';
  position: absolute;
  left: 0;
  color: var(--gold);
  font-size: 9px;
  top: 4px;
}

.check-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.check-list li {
  font-size: 14px;
  padding-left: 24px;
  position: relative;
  color: var(--text-muted);
  line-height: 1.5;
}
.check-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--gold);
  font-weight: 700;
}

/* Dark aside card */
.service-detail-aside { position: sticky; top: 100px; }
.aside-card {
  background: var(--dark);
  border: 1px solid rgba(184,151,42,0.25);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
}
.aside-card h4 {
  font-family: var(--font-serif);
  font-size: 22px;
  color: var(--white);
  margin-bottom: 20px;
}
.aside-card .check-list li { color: rgba(255,255,255,0.7); }
.aside-card p { color: rgba(255,255,255,0.65); }
.aside-note {
  margin-top: 16px;
  padding: 14px 16px;
  background: rgba(184,151,42,0.1);
  border-left: 3px solid var(--gold);
  border-radius: 4px;
}
.aside-note p { font-size: 13px; color: rgba(255,255,255,0.65); margin: 0; }

/* IRA options */
.ira-options {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-top: 4px;
}
.ira-option {
  padding: 18px 20px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  border-left: 3px solid var(--gold);
}
.ira-option strong { display: block; font-size: 15px; color: var(--dark); margin-bottom: 6px; }
.ira-option p { font-size: 14px; margin: 0; }

/* FAQ */
.faq-section { background: var(--white); }
.faq-list { display: flex; flex-direction: column; gap: 0; margin-top: 8px; }
.faq-item { border-bottom: 1px solid var(--border); }
.faq-item:first-child { border-top: 1px solid var(--border); }
.faq-q {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  padding: 22px 40px 22px 0;
  font-family: var(--font-serif);
  font-size: 19px;
  color: var(--dark);
  cursor: pointer;
  position: relative;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.faq-q::after {
  content: '+';
  font-size: 24px;
  color: var(--gold);
  font-weight: 300;
  flex-shrink: 0;
  transition: transform 0.25s;
}
.faq-item.open .faq-q::after { transform: rotate(45deg); }
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.25s ease;
  padding: 0;
}
.faq-item.open .faq-a { max-height: 400px; padding-bottom: 20px; }
.faq-a p { font-size: 15px; margin: 0; }

/* ============================================================
   CONTACT PAGE
   ============================================================ */
.contact-page-section { background: var(--bg); }
.contact-page-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 80px;
  align-items: start;
}
.contact-page-info h2 { margin: 12px 0 16px; }
.contact-page-info > p { font-size: 16px; margin-bottom: 36px; }

.contact-list-lg { margin-bottom: 36px; }
.contact-list-lg li { align-items: flex-start; }
.contact-list-lg .contact-icon { font-size: 22px; margin-top: 3px; }
.contact-list-lg strong { font-size: 11px; letter-spacing: 0.1em; text-transform: uppercase; color: var(--text-muted); font-weight: 600; }
.contact-list-lg span, .contact-list-lg a { font-size: 17px; color: var(--text); line-height: 1.5; }
.contact-list-lg a:hover { color: var(--gold); }

.contact-callout {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 20px;
  margin-bottom: 16px;
  box-shadow: var(--shadow-sm);
}
.callout-icon { font-size: 24px; flex-shrink: 0; margin-top: 2px; }
.contact-callout strong { display: block; font-size: 15px; color: var(--dark); margin-bottom: 4px; }
.contact-callout p { font-size: 13px; color: var(--text-muted); margin: 0; }

.license-badge {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-top: 24px;
  padding: 14px 18px;
  background: var(--gold-pale);
  border: 1px solid rgba(184,151,42,0.3);
  border-radius: var(--radius);
  font-size: 22px;
  color: var(--gold);
}
.license-badge div { display: flex; flex-direction: column; gap: 2px; }
.license-badge small { font-size: 11px; color: var(--mid); letter-spacing: 0.04em; }

/* Form extras */
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.req { color: var(--gold); }
.form-check .checkbox-label {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  cursor: pointer;
  font-size: 13px;
  color: var(--text-muted);
  line-height: 1.5;
}
.form-check input[type="checkbox"] {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
  margin-top: 2px;
  accent-color: var(--gold);
}

/* Success state */
.form-success {
  text-align: center;
  padding: 60px 20px;
}
.success-icon {
  font-size: 48px;
  color: var(--gold);
  margin-bottom: 24px;
}
.form-success h3 { font-size: 32px; color: var(--dark); margin-bottom: 16px; }
.form-success p { font-size: 16px; color: var(--text-muted); max-width: 400px; margin: 0 auto 16px; }
.success-phones { display: flex; gap: 16px; justify-content: center; margin-top: 28px; flex-wrap: wrap; }

/* Map section */
.map-section { background: var(--dark-mid); padding: 64px 0; border-top: 1px solid rgba(184,151,42,0.15); }
.map-inner { display: grid; grid-template-columns: 1fr 2fr; gap: 48px; align-items: center; }
.map-info .section-label { color: var(--gold); }
.map-info h3 { color: var(--white); font-size: 26px; margin-bottom: 12px; line-height: 1.3; }
.map-info p { color: rgba(255,255,255,0.6); margin-bottom: 0; }
.map-info .btn-outline { color: rgba(255,255,255,0.8); border-color: rgba(255,255,255,0.3); }
.map-info .btn-outline:hover { background: rgba(255,255,255,0.1); color: var(--white); }

/* ============================================================
   ADDITIONAL RESPONSIVE
   ============================================================ */
@media (max-width: 900px) {
  .intro-grid { grid-template-columns: 1fr; gap: 48px; }
  .intro-visual { order: -1; }
  .about-story-grid { grid-template-columns: 1fr; gap: 48px; }
  .philosophy-grid { grid-template-columns: 1fr; }
  .team-values { grid-template-columns: 1fr; }
  .cred-grid { grid-template-columns: 1fr; }
  .service-detail-grid,
  .service-detail-grid.reverse { grid-template-columns: 1fr; }
  .service-detail-grid.reverse .service-detail-content,
  .service-detail-grid.reverse .service-detail-aside { order: unset; }
  .service-detail-aside { position: static; }
  .contact-page-grid { grid-template-columns: 1fr; gap: 48px; }
  .map-inner { grid-template-columns: 1fr; }
  .cta-inner { flex-direction: column; text-align: center; }
  .cta-actions { justify-content: center; }
}

@media (max-width: 600px) {
  .form-row { grid-template-columns: 1fr; }
  .metal-tabs { gap: 6px; }
  .metal-tab { padding: 8px 12px; font-size: 13px; }
  .process-step { grid-template-columns: 48px 1fr; gap: 16px; }
  .step-num { width: 44px; height: 44px; font-size: 20px; }
  .process-connector { margin-left: 21px; }
  .team-values { grid-template-columns: 1fr; }
  .footer-contact-strip { flex-direction: column; align-items: center; gap: 8px; }
  .success-phones { flex-direction: column; align-items: center; }
}

/* ============================================================
   SPOT PRICE BAR
   ============================================================ */
.spot-bar {
  background: var(--dark);
  border-bottom: 1px solid rgba(184,151,42,0.25);
  padding: 14px 0;
}
.spot-inner {
  display: flex;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
  justify-content: space-between;
}
.spot-label {
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  flex-shrink: 0;
}
.spot-prices {
  display: flex;
  align-items: center;
  gap: 0;
  flex: 1;
  justify-content: center;
  flex-wrap: wrap;
}
.spot-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 4px 20px;
}
.spot-metal {
  font-size: 12px;
  color: rgba(255,255,255,0.55);
  font-weight: 500;
}
.spot-metal em { font-style: normal; color: rgba(255,255,255,0.3); font-size: 10px; }
.spot-price {
  font-family: var(--font-serif);
  font-size: 17px;
  color: var(--white);
  font-weight: 400;
  min-width: 80px;
}
.spot-change {
  font-size: 11px;
  font-weight: 600;
  min-width: 48px;
}
.spot-change.up   { color: #6fcf8a; }
.spot-change.down { color: #f27b7b; }
.spot-divider { width: 1px; height: 28px; background: rgba(255,255,255,0.1); }
.spot-updated {
  font-size: 10px;
  color: rgba(255,255,255,0.3);
  flex-shrink: 0;
  white-space: nowrap;
}

/* ============================================================
   HOW IT WORKS
   ============================================================ */
.how-it-works { background: var(--white); }
.hiw-grid {
  display: flex;
  align-items: flex-start;
  gap: 0;
}
.hiw-card {
  flex: 1;
  padding: 40px 32px;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: var(--bg);
  position: relative;
  opacity: 0;
  transform: translateY(16px);
  transition: all 0.4s ease;
}
.hiw-card.visible { opacity: 1; transform: translateY(0); }
.hiw-card:hover { border-color: var(--gold); box-shadow: var(--shadow-md); }
.hiw-step {
  position: absolute;
  top: -16px;
  left: 32px;
  width: 32px;
  height: 32px;
  background: var(--gold);
  color: var(--white);
  border-radius: 50%;
  font-size: 14px;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 12px rgba(184,151,42,0.4);
}
.hiw-icon {
  font-size: 36px;
  margin-bottom: 16px;
  margin-top: 8px;
}
.hiw-card h3 { font-size: 22px; color: var(--dark); margin-bottom: 12px; }
.hiw-card p { font-size: 14px; margin-bottom: 16px; }
.hiw-link {
  font-size: 13px;
  font-weight: 600;
  color: var(--gold);
  text-decoration: none;
  letter-spacing: 0.02em;
}
.hiw-link:hover { text-decoration: underline; }
.hiw-arrow {
  font-size: 28px;
  color: var(--gold);
  opacity: 0.4;
  padding: 0 12px;
  margin-top: 80px;
  flex-shrink: 0;
}

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.testimonials-section { background: var(--bg); }
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.testimonial-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  display: flex;
  flex-direction: column;
  gap: 20px;
  opacity: 0;
  transform: translateY(16px);
  transition: all 0.4s ease;
  box-shadow: var(--shadow-sm);
}
.testimonial-card.visible { opacity: 1; transform: translateY(0); }
.testimonial-card:hover { box-shadow: var(--shadow-md); border-color: rgba(184,151,42,0.3); }
.stars { color: var(--gold); font-size: 18px; letter-spacing: 2px; }
.testimonial-card blockquote {
  font-family: var(--font-serif);
  font-size: 17px;
  font-style: italic;
  color: var(--text);
  line-height: 1.65;
  flex: 1;
  border: none;
  padding: 0;
  margin: 0;
}
.testimonial-author {
  display: flex;
  align-items: center;
  gap: 14px;
  border-top: 1px solid var(--border);
  padding-top: 20px;
}
.author-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  color: var(--white);
  font-family: var(--font-serif);
  font-size: 14px;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.testimonial-author strong { display: block; font-size: 15px; color: var(--dark); }
.testimonial-author span  { font-size: 12px; color: var(--text-muted); }
.testimonial-note { text-align: center; font-size: 12px; color: var(--text-muted); margin-top: 28px; }

/* ============================================================
   IRA CALLOUT BAND
   ============================================================ */
.ira-band { background: var(--dark); }
.ira-band-inner {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 80px;
  align-items: center;
}
.ira-band-text h2 { color: var(--white); margin-bottom: 16px; }
.ira-band-text p  { color: rgba(255,255,255,0.65); font-size: 16px; }
.ira-bullets {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin: 24px 0;
}
.ira-bullets li {
  font-size: 14px;
  color: rgba(255,255,255,0.7);
  padding-left: 22px;
  position: relative;
}
.ira-bullets li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--gold);
  font-weight: 700;
}
.ira-stat-stack {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.ira-stat {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px 24px;
  border: 1px solid rgba(184,151,42,0.2);
  border-radius: var(--radius);
  background: rgba(255,255,255,0.03);
}
.ira-stat-num {
  font-family: var(--font-serif);
  font-size: 40px;
  font-weight: 300;
  color: var(--gold-light);
  line-height: 1;
  flex-shrink: 0;
  min-width: 80px;
}
.ira-stat-label {
  font-size: 14px;
  color: rgba(255,255,255,0.65);
  line-height: 1.5;
}
.ira-stat-label small { display: block; font-size: 11px; color: rgba(255,255,255,0.35); margin-top: 2px; }

/* ============================================================
   ADDITIONAL RESPONSIVE — NEW SECTIONS
   ============================================================ */
@media (max-width: 900px) {
  .hiw-grid { flex-direction: column; }
  .hiw-arrow { display: none; }
  .hiw-card { width: 100%; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .ira-band-inner { grid-template-columns: 1fr; gap: 48px; }
  .spot-inner { flex-direction: column; align-items: flex-start; gap: 12px; }
  .spot-prices { justify-content: flex-start; }
  .spot-item { padding: 4px 12px; }
  .spot-item:first-child { padding-left: 0; }
}
@media (max-width: 600px) {
  .spot-prices { flex-wrap: wrap; gap: 8px; }
  .spot-divider { display: none; }
  .spot-item { width: 48%; padding: 4px 0; }
  .testimonials-grid { grid-template-columns: 1fr; }
}

/* ============================================================
   ABOUT PAGE — ORG CARDS & NEW ELEMENTS
   ============================================================ */
.org-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
}
.org-card {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  opacity: 0;
  transform: translateY(16px);
  transition: all 0.4s ease;
}
.org-card.visible { opacity: 1; transform: translateY(0); }
.org-card:hover { border-color: var(--gold); box-shadow: var(--shadow-md); }
.org-abbr {
  font-family: var(--font-serif);
  font-size: 32px;
  font-weight: 600;
  color: var(--gold);
  margin-bottom: 12px;
  line-height: 1;
}
.org-card h3 { font-size: 19px; color: var(--dark); margin-bottom: 14px; }
.org-card p  { font-size: 14px; margin-bottom: 12px; }
.org-card p:last-child { margin-bottom: 0; }

/* Expertise card */
.about-expertise-card {
  margin-top: 24px;
  background: var(--dark);
  border: 1px solid rgba(184,151,42,0.25);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  text-align: center;
}
.exp-stat { margin-bottom: 20px; }
.exp-num {
  display: block;
  font-family: var(--font-serif);
  font-size: 56px;
  font-weight: 300;
  color: var(--gold-light);
  line-height: 1;
}
.exp-label {
  font-size: 13px;
  color: rgba(255,255,255,0.55);
  margin-top: 6px;
  display: block;
}
.exp-services {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  justify-content: center;
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 20px;
}
.exp-services span {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold);
  background: rgba(184,151,42,0.12);
  border: 1px solid rgba(184,151,42,0.25);
  padding: 5px 12px;
  border-radius: 20px;
}

@media (max-width: 900px) {
  .org-grid { grid-template-columns: 1fr; }
}

/* ============================================================
   SERVICES PAGE — NEW ELEMENTS
   ============================================================ */

/* Quick nav */
.service-quicknav {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  padding-bottom: 32px;
  border-bottom: 1px solid var(--border);
}
.service-quicknav a {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.05em;
  color: var(--text-muted);
  background: var(--white);
  border: 1px solid var(--border);
  padding: 7px 16px;
  border-radius: 20px;
  text-decoration: none;
  transition: all 0.2s;
}
.service-quicknav a:hover {
  border-color: var(--gold);
  color: var(--gold);
  background: var(--gold-pale);
}

/* Commitment grid */
.commitment-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
}
.commitment-card {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  opacity: 0;
  transform: translateY(16px);
  transition: all 0.4s ease;
}
.commitment-card.visible { opacity: 1; transform: translateY(0); }
.commitment-card:hover { border-color: var(--gold); box-shadow: var(--shadow-md); }
.commitment-icon { font-size: 32px; margin-bottom: 16px; }
.commitment-card h3 { font-size: 20px; color: var(--dark); margin-bottom: 12px; }
.commitment-card p  { font-size: 14px; margin: 0; }

/* Expect section */
.expect-section { background: var(--dark); }
.expect-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 48px 64px;
}
.expect-item { }

@media (max-width: 900px) {
  .commitment-grid { grid-template-columns: 1fr; }
  .expect-grid { grid-template-columns: 1fr; gap: 36px; }
}

/* ============================================================
   HOMEPAGE — QUOTE BAND & WEALTH SECTION
   ============================================================ */

/* Kiyosaki quote */
.quote-band {
  background: var(--dark-mid);
  border-top: 1px solid rgba(184,151,42,0.2);
  border-bottom: 1px solid rgba(184,151,42,0.2);
  padding: 56px 0;
}
.quote-inner {
  max-width: 820px;
  margin: 0 auto;
  text-align: center;
  padding: 0 24px;
}
.quote-mark {
  font-family: var(--font-serif);
  font-size: 96px;
  color: var(--gold);
  opacity: 0.4;
  line-height: 0.5;
  margin-bottom: 16px;
}
.kiyosaki-quote {
  font-family: var(--font-serif);
  font-size: clamp(18px, 2.5vw, 24px);
  font-style: italic;
  font-weight: 300;
  color: rgba(255,255,255,0.85);
  line-height: 1.65;
  border: none;
  padding: 0;
  margin: 0 0 20px;
}
.kiyosaki-cite {
  font-size: 13px;
  font-style: normal;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
}

/* Wealth preservation section */
.wealth-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 80px;
  align-items: center;
}
.wealth-content h2 { margin-bottom: 20px; }
.wealth-content p  { font-size: 15px; }
.wealth-content em { font-style: italic; color: var(--text); }

.insurance-card {
  background: var(--dark);
  border: 1px solid rgba(184,151,42,0.3);
  border-radius: var(--radius-lg);
  padding: 40px 32px;
  text-align: center;
  box-shadow: var(--shadow-lg);
}
.insurance-icon { font-size: 48px; margin-bottom: 20px; }
.insurance-card h3 {
  font-family: var(--font-serif);
  font-size: 26px;
  font-weight: 400;
  color: var(--white);
  margin-bottom: 14px;
  line-height: 1.3;
}
.insurance-card p {
  font-size: 14px;
  color: rgba(255,255,255,0.6);
  margin-bottom: 0;
}

@media (max-width: 900px) {
  .wealth-grid { grid-template-columns: 1fr; gap: 48px; }
}